Moving to Orlando for your studies sounds like a dream—sunshine almost year-round, palm trees swaying, and weekends that can include theme parks instead of laundry. But it’s not all excitement only, it’s more about creating balance between studies and parties, budgeting, finding an apartment and making it a home.
Here’s your ultimate guide to balancing comfort and affordability while living like a student in the City Beautiful.
1. Understanding Orlando’s Cost of Living
Orlando’s cost of living is moderate compared to bigger U.S. cities like New York or Los Angeles, but it’s still no small feat for a student. The average rent for a one-bedroom apartment near universities such as the University of Central Florida (UCF) or Valencia College ranges from $1,200 to $1,800 per month, depending on location and amenities. Shared housing or student-specific accommodation can lower this to $700–$1,000 each.
As for food, expect to spend between $250 and $400 per month if you cook regularly. Eating out often can easily double that—especially if you’re lured by Orlando’s endless lineup of restaurants and cafes (and you will be).
2. Setting Up a Realistic Budget
A good budget isn’t about depriving yourself, it’s about making smarter choices. Track your expenses, else you won’t know where you are spending. Apps like Mint or YNAB can help you categorize spending and set limits.
Try to spend in 50/30/20 rule:
- 50% in necessary expenses like rent, electricity etc.
- 30% for parties, dinner, and entertainment etc.
- Save 20% for emergencies.
3. Finding Affordable Housing
When it comes to finding student apartments in Orlando, start looking early so that it fits you. Consider shared apartments or student residences near campus.
If you are searching for independent housing, compare prices online before signing any lease. Search for an accommodation in trusted websites like amber, there you will find ample of apartments from which you choose.
To save money, check the apartment if they have facilities like parking, laundry or furnished rooms. Have a look on these student apartments in Orlando, if you are searching for it—-
The Verge, Orlando
The 9 UCF, Orlando
4. Eating Smart Without Going Hungry
Food is one of the parts where students spend a lot, especially when deadlines and late-night cravings hit. But eating well on a budget in Orlando is manageable.
For dining out, look for student discounts or happy hour deals. Orlando’s food scene is massive, but you can enjoy it without guilt if you’re selective. Local favorites like Lazy Moon Pizza and Pom Pom’s Teahouse are both budget-friendly and delicious.
And yes, meal prepping might sound like a chore, but your wallet will thank you—especially when you realize how much a single coffee and bagel can add up over a week.
5. Transportation and Utilities—The Hidden Costs
Rent and food may be obvious expenses, but don’t forget the small stuff. Utilities like electricity, internet, and water can total $150–$200 per month. Ask landlords if any are included in rent before signing anything.
Orlando is not known for its public transportation system, but you will find Lynx buses which you will find reliable and affordable.A monthly pass costs around $50–$70, you can even check student discounts. Biking or carpooling with classmates is another smart way to save.
6. Balancing Fun with Finances
You didn’t move to Orlando just to study (and that’s okay). Between Disney World, Universal, beaches, and concerts, there’s no shortage of ways to have fun. The trick is to enjoy the city without blowing your budget.
Keep an eye out for student discounts, free community events, and museum days.
Final Thoughts
Budgeting in Orlando is not about restricting your lifestyle. It is about creating a life where you enjoy within budget. Making a list of your expenses,understanding monthly expenses, making a plan accordingly and sticking to it would help you in living comfortably as a student.
So cook more, share apartments, use public transport, and save a little for those occasional theme park trips. With smart budgeting, you’ll not only survive Orlando—you’ll actually enjoy it.
How can amber help you?
amber helps you secure student accommodation of your choice on your study abroad journey. Having served 80 million students (and counting), amber is your one-stop shop for all your accommodation needs. Download the amber app from the Google Play Store or App Store to book an affordable home for your adventure.
About author
Kajol. M is someone who’s passionate about sharing stories, ideas, and anything that sparks a little inspiration. When not writing, you’ll probably catch me buried in a book, playing an instrument, or getting lost in a playlist.
